Can i close a bank account by phone

Virgin Money Go Account. Access at any ATM. Rebates on ATM withdrawal fees. Linked Visa debit card. App banking available. Apple Pay, Google Pay available. Everyday Global Account. Over 3, rediATMs. Nick Bendel Dec 04, 1 min read. Related FAQ's. Cancel any scheduled or recurring payments Update your direct debit details such as loan repayments with creditors Export your payee address book to keep a record of saved third-party bank account details Transfer the balance of your account to the new bank account Close your account online, or by calling the bank or visiting a branch.

View all. Popular links. No fee bank accounts. Joint bank accounts. Banking Recommended Reading. More from. Napoletano Contributor. By Ben Gran Contributor. Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.

We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor adheres to strict editorial integrity standards.

To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Kevin Payne Contributor. Daphne Foreman Editor. The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site.

This compensation comes from two main sources. First , we provide paid placements to advertisers to present their offers. This site does not include all companies or products available within the market. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor.

While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

Here is a list of our partners who offer products that we have affiliate links for. Funds pledged for collateral or other purposes that need to be released. Balance sweep feature needs to be removed.

Overdrawn accounts that need to be brought back to a zero or positive balance. This information may help you avoid additional transactions and fees: If your account is enrolled in the optional Debit Card Overdraft Service, you can unenroll by contacting a Wells Fargo banker. Review your statements for automatic transactions and cancel them by contacting the merchant s. When you have a previously authorized transaction, such as ATM and debit card transactions, account transfers, and Wells Fargo Online Bill Pay transactions, presented for payment and your account doesn't have enough money, we will pay the item s into overdraft and an overdraft fee may be assessed.

Important Reminders: Accounts with a zero balance will continue to be charged applicable fees like the monthly service fee until you request to close your account. Any recurring payments or withdrawals such as bill payments and debit card payments from your account need to be cancelled before your request to close; otherwise, they may be returned unpaid and fees may be assessed. How do I close a CD Time account?

How do I move checking accounts from another bank to Wells Fargo? We can help you every step of the way. To make the switch, you should: Apply for your new Wells Fargo account. If you are a co-owner or authorized user on the account: Please note that in order for us to update your name, the account owner or other co-owners must accompany you to the financial center. If you don't live near a financial center: Please contact customer service at We're sorry to hear that you want to close your account.

If we can improve your banking experience with us, please let us know what we can do. Call us at To close your account, please ensure that you have canceled any recurring debits or credits linked to your account and your outstanding transactions have cleared.

Then do one of the following:. You can request a stop payment on a personal check via Online Banking or by calling customer service at 1. To request a stop payment via Online Banking, please select the account and click Stop payment on a check under Services. Then complete the required information. You will need to provide the following information: check number, date written, exact amount, and payee.

If the amount and check number are not exact, the check may be paid. The stop payment cannot be placed on an item that has already been presented. A stop payment on a personal check will be effective for 6 months. We ask that you contact us if any information on the confirmation is not correct. For further information regarding stop payments, stop payment fees or regarding bank and customer responsibilities, please refer to your Deposit Agreement and Disclosures brochure.

Additional transaction fees may apply. Refer to the disclosure you received with your account setup materials. Please review our FAQs about deposit holds. This process may impact when fees apply to your accounts. The credits can help you avoid overdrafts, returned items and related fees. However, the debits may cause you to incur overdrafts, returned items and related fees. The After Business Day Cut-off transaction deadline is based on the state where you opened your account and is listed in the table below:.

The following credit transactions increase your balance used to pay transactions that night: cash deposited at an ATM or at a financial center, and transfers to your account from another Bank of America deposit account made at an ATM, at a financial center, through Online Banking or through Customer Service.

The following debit transactions reduce your balance used to pay transactions that night: cash withdrawals made at an ATM or at a financial center, and transfers from your account made at an ATM, at a financial center, through Online Banking or through Customer Service. To maintain a positive balance you need to ensure you have adequate funds in your account or in an account you linked for overdraft protection.

Learn more about Overdraft Protection to cover these transactions. The table below shows how transactions you make affect the balance we use to pay transactions, and the date that a transaction will appear on your account statement.